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Opting Into the Workplace Pension

Whether you're a new starter wanting to begin early, someone who wasn't automatically enrolled, or someone who opted out previously and wants to rejoin, this guide covers everything you need to know about joining our workplace pension scheme

Quick Overview: When do you need this?

You might want to opt in if:

  • You're new and want to start saving before the 3-month automatic enrolment
  • You weren't automatically enrolled (perhaps you didn't meet all criteria initially)
  • You opted out previously but have changed your mind
  • Your circumstances changed (pay increase, age change, etc.) making you eligible


How to Opt In - All the Ways

Option 1: Through NOW Pensions Online (Most Popular)

Best for: Anyone comfortable using websites

  1. Visit nowpensions.com/start/members
  2. Log into your account (or create one using details from your welcome email)
  3. Navigate to "Snapshot" then "Start saving"
  4. Follow the step-by-step instructions
  5. Confirm your opt-in request

Option 2: Using the now:u Mobile App

Best for: People who prefer mobile apps

  1. Download the now:u app from your app store
  2. Log in with your NOW Pensions credentials
  3. Find the pension section
  4. Select the option to start/restart contributions
  5. Complete the opt-in process


Option 3: Contact Our Payroll Team

Best for: People who prefer speaking to someone directly

  • Contact our Payroll team directly at payroll@nasagroup.co.uk or use our WebChat in the bottom right corner of this page.
  • Let us know you'd like to opt in.
  • We'll set everything up for you and confirm when contributions will start.
  • This is often the quickest option if you want to start right away.


For New Starters, Specifically

If you're in your first 3 months and want to start early:

  • You'll receive a welcome email from NOW Pensions shortly after your first payslip
  • This email will show your automatic enrolment date (3 months from your start date)
  • Use any of the methods above to start contributing before that date
  • You can change your mind: If you opt in early but later decide you want to opt out, you can do so at any time.


For Previous Opt-Outs

Changed your mind? That's completely fine - life circumstances change, and so do financial priorities.

The process is exactly the same as above - there's no penalty or waiting period for rejoining. You can opt back in at any time using any of the three methods listed.

What you need to know:

  • Contributions will start from your next available payslip after processing
  • You'll get the same benefits: Nasa's 3% contribution plus tax relief
  • Your previous pension pot (if any) will still be there waiting for you