Will Nasa Umbrella help me manage my pension account or assist with fund allocations?
We're the payment specialists - our role is getting your contributions safely to your pension provider. Your pension provider or IFA handles everything else.
What We Do ✅
Our expertise is in:
- Making your payments reliably and on time
- Maximising your tax relief through salary sacrifice
- Handling the payroll side of your pension contributions
What We Don't Do ❌
These are handled by your pension provider and IFA:
- Fund allocations and investment choices
- SIPP account management and performance monitoring
- Investment advice and portfolio reviews
- Day-to-day SIPP account queries
Why This Setup Works
We're set up on your account as your Employer - but only for payment purposes. This means:
- Your contributions flow smoothly from payroll to pension
- Your pension provider can't discuss account details with us (data protection!)
- You stay in complete control of your investment decisions
- Everyone focuses on what they do best
Who Does What?
Your Pension Provider
- Fund allocation and management
- Investment performance updates
- Account statements and queries
- Retirement planning guidance
Your Financial Advisor (if you have one)
- Investment strategy advice
- Portfolio optimization
- Retirement planning
- Tax-efficient planning
Us (Nasa Umbrella)
- Salary sacrifice processing
- Payment transfers
- Tax relief maximisation
- Payroll integration
Important Note 📋
We can't liaise with your financial advisors, fund managers, or retirement planners directly. All queries need to come through you. This protects your privacy and ensures you stay in control of your financial arrangements.