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Workplace Pension Re-enrolment

Employers have certain obligations when it comes to workplace pensions, even if you previously opted out.

What is Re-enrolment?

Every three years, we must put certain staff who have left our pension scheme back into it. This is called re-enrolment. It's a legal requirement for all UK employers, designed to give people who opted out another opportunity to start saving for their retirement.


Why does this happen?

The government introduced re-enrolment because:

  • Life circumstances change - you might now be able to afford pension contributions
  • Financial priorities evolve - retirement planning may be more important to you now
  • Income may have increased - making the contributions more manageable
  • Understanding grows - you might now better appreciate the value of workplace pensions

Re-enrolment gives everyone a regular "second chance" to benefit from Nasa's contributions and tax relief, even if they previously opted out.


Will I be re-enrolled?

You will be automatically re-enrolled if you:

  • Are aged between 22 and State Pension age
  • Earn at least £10,000 per year (or equivalent for your pay period)
  • Previously opted out of our workplace pension scheme
  • Are still employed by Nasa on the re-enrolment date

You won't be re-enrolled if you:

  • Opted out less than 12 months before the re-enrolment date
  • Have given notice to leave Nasa (or we've given you notice)
  • Don't meet the age or earnings criteria above


Your Options After Re-enrolment

Option 1: Stay Enrolled (Recommended!)

  • Continue building your pension pot with Nasa's help
  • Benefit from tax relief on your contributions
  • Take advantage of compound growth over time
  • Enjoy the security of saving for your retirement

Option 2: Opt Out Again

If you still don't want to be in the pension scheme:

  • You have one month from receipt of your re-enrolment notice email to opt out
  • For the ways to Opt Out, see our Opting Out of the Workplace Pension guide
  • We'll refund any contributions made during that month
  • You won't be penalised for opting out again

💡 Important: Any employees who might have opted out previously will need to do this each time they're re-enrolled, if they still don't want to contribute to a pension scheme. Previous opt-outs don't carry forward automatically.


Can't wait until Re-enrolment?

If you previously opted out but want to rejoin before the official re-enrolment date, you can opt back in at any time! See our Opting Into the Workplace Pension guide for all the ways to do this.


Questions and Support

  • About the re-enrolment process: Contact our Payroll team at payroll@nasagroup.co.uk
  • Want to opt out after re-enrolment: Contact NOW Pensions directly
  • General pension questions: Speak to our Payroll team or check NOW Pensions' help resources

The Bottom Line

Re-enrolment isn't something that happens to you - it's an opportunity presented to you. Even if you opted out before, your financial situation, understanding, or priorities may have changed.

The combination of NASA's contributions, tax relief, and compound growth makes our workplace pension one of the most valuable benefits we offer. When re-enrolment comes around, it's worth taking a fresh look at whether joining might now make sense for your financial future.